S
StratiCo
Registered Investment Advisor · AIF®
Tools

Your Employer Match
in Real Dollars.

Your company says they match 4%. But what does that actually mean on your paycheck? See the exact dollar amount you are earning, or leaving on the table.

Note Free Money
An employer match is the closest thing to an instant 100% return. Not contributing enough to claim it in full is one of the most common financial mistakes.
Your Details
$
= $6,250 per month
$ /hr
= $52,000 per year
Your employer will match up to 4% of your salary
Minimum to claim the full match
Annually --
Monthly --
Per Paycheck (Biweekly) --
Per Paycheck (Twice Monthly) --
4%
%
= $3,000 per year from you
25 yrs
10.12%
%
What It Means for You
Total Annual 401(k) Contribution
--
$0 per month going in
Your Annual Contribution
--
$0 per paycheck (biweekly)
Employer Match Annual
--
--
Projected Value at Retirement
--
Combined contributions compounded
Employer Match Projected
--
What the employer match alone grows to over your timeline
Annual Breakdown
Annual Salary / Income --
Your Contribution (4%) --
Employer Match (4%) Full Match --
Total Going Into Your 401(k) --
Effective Annual Raise from Match --
Your Contributions vs. Employer Match Over Time
This is just the beginning.

Your 401(k) match is a
floor, not a strategy.

Maxing your match is step one. StratiCo helps clients build a complete investment picture around their workplace plan so every dollar is working as hard as possible.

Talk to Collin
Disclosure: This calculator is for illustrative and educational purposes only. It does not constitute investment advice or a guarantee of future results. Employer match structures vary. Projections assume consistent contributions and returns and do not account for taxes, vesting schedules, contribution limits, or plan-specific rules. The S&P 500 30-year annualized return (~10.12%) is a historical figure and is not a promise of future performance. StratiCo is a registered investment advisor. Please consult a qualified financial professional before making investment decisions.